Credit Investigator - Financial Risk Assessment Specialist

Join South Asialink Finance Corporation as a Credit Investigator and play a pivotal role in safeguarding financial stability by conducting thorough assessments of clients' creditworthiness. Based in the vibrant hub of Canggu, Badung, you will evaluate loan applications, verify financial documents, and conduct interviews to ensure accurate risk assessments. This role is crucial in helping the company make informed lending decisions, ultimately contributing to the financial health of our clients and the organization.

At South Asialink Finance Corporation, we are a leading financial institution committed to providing innovative and reliable financial solutions. Our team is dedicated to excellence, and we offer a dynamic work environment where your contributions will be valued. With a strong focus on integrity and professionalism, we strive to create a workplace that fosters growth and development for all our employees.

📋 Tanggung Jawab Pekerjaan

• Conduct comprehensive credit assessments to evaluate the creditworthiness of loan applicants.
• Verify and validate financial documents, including bank statements, tax returns, and employment records.
• Perform in-depth interviews with applicants to gather additional information and assess their financial behavior.
• Utilize credit scoring models and risk assessment tools to determine loan eligibility and risk levels.
• Collaborate with the credit team to ensure consistency and accuracy in credit evaluations.
• Maintain detailed records of all credit investigations and assessments.
• Provide regular reports and recommendations to the credit committee.
• Stay updated with industry trends and regulatory requirements to ensure compliance and best practices.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 3 years of experience in credit investigation or financial risk assessment.
• Strong knowledge of credit scoring models and risk assessment tools such as FICO, VantageScore, and internal proprietary models.
• Excellent analytical and problem-solving skills.
• Proficiency in using Microsoft Office Suite, particularly Excel and Word.
• Certification in credit investigation or financial risk management is a plus.
• Strong communication and interpersonal skills to effectively interact with clients and team members.
• Ability to work under pressure and meet tight deadlines.

🛠️ Keahlian

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